Mastering the Credit Score


Your credit score is important. Those three little digits help lenders decide whether to loan you money and at what terms. The higher your score, the less of a credit risk you are to lenders. And that can mean you’ll pay lower interest rates on loans.

Believe it or not, you may have more than one credit score. The FICO® score, which is used by many lenders, ranges from 300 to 850. Your credit score(s) reflects how you handle financial commitments. And knowing what lenders see as risky can help you make smarter decisions and avoid big mistakes that can damage your scores for years.

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